«QNB» Financial Services announced the stability of the total assets of the banking sector in Qatar on a monthly basis in May 2025 at the level of 2.068 trillion riyals. This came in the private monthly report issued by the bank, which showed a decline in the loan portfolio by 0.5% on a monthly basis (+2.3% since the beginning of 2025), while deposits decreased by 0.9% on a monthly basis (+0.6% since the beginning of 2025) during May 2025. And with loans and deposits move at a close pace during the month, the loan rate stabilized to deposits at 133% unchanged compared to April 2025.
Public sector deposits also decreased by 0.7% on a monthly basis (+1.6% since the beginning of 2025) in May 2025. According to the details of the segments, government deposits (about 34% of public sector deposits) increased by 0.8% on a monthly basis (+0.8% since the beginning of 2025), while government institutions ’deposits (representing 54%) decreased by 1.4% on a monthly basis (+3.6% since the beginning of a year 2025), and the deposits of semi-governmental institutions (representing about 12%) decreased by 1.7% on a monthly basis (-4.3% since the beginning of 2025).
The report showed that non-resident deposits decreased by 1.5% on a monthly basis (-2.6% since the beginning of 2025) during May 2025, bringing its share of total deposits to 18.9%, compared to 19.5% at the end of 2024.
Private sector deposits decreased by 0.7% on a monthly basis (+1.3% since the beginning of 2025) during May 2025. In the field of details, companies and institutions deposits fell by 2.0% on a monthly basis (-2.9% since the beginning of 2025), while individuals deposits stabilized unchanged (+4.5% since the beginning of 2025).
The total loan portfolio decreased by 0.5% in May 2025, due to the decrease in public sector loans. Where public sector loans decreased by 2.8% on a monthly basis (+3.2% since the beginning of 2025). The government sector (about 30% of public sector loans) was the main driver to decline at a decrease of 9.1% on a monthly basis (+6.9% since the beginning of 2025), while the loans of government institutions (constituting 66%) settled unchanged on a monthly basis (+2.5% since the beginning of 2025). On the other hand, the loans of semi-governmental institutions increased by 1.4% on a monthly basis (-10.4% since the beginning of 2025).
Private sector loans increased by 0.6% on a monthly basis (+2.2% since the beginning of 2025) during May 2025. The real estate and public trade sectors were the main two engines for this growth, as real estate loans increased (about 21% of the private sector loans) increased by 1.0% on a monthly basis (+2.6% since the beginning of 2025), and public trade loans increased (22%) by 0.9% (+3.4% since the beginning of In 2025), while the consumption sector loans and other sectors (20%) increased by 0.9%(+0.8%), and the service sector loans (32%) settled (+1.3%since the beginning of 2025).
Loans outside Qatar fell by 1.3% on a monthly basis (-1.2% since the beginning of 2025) during May 2025.
The report pointed out that the percentage of loan allocations to the total loans in the banking sector amounted to 4.0% in May 2025, compared to 3.9% at the end of 2024. These allocations increased by 5.1% since the beginning of the year, with banks continuing to form allocations for loans classified within the second and third stages, especially in the contracting and real estate sectors. Among the positives, the loans classified within the third stage remained stable.
The ratio of liquid assets has also settled to the total assets at 30% in April and May 2025, which reflects the continued strength of liquidity in the sector.
