The QNB Group, the largest banking institution in the Middle East and Africa, has announced its financial results for the three months ending March 31, 2025. The net profit for the three months ending on March 31, 2025 amounted to 3.4 billion riyals (1.2 billion US dollars), an increase of 3% compared to the previous year, which reflects the strength of the financial results of the QNB Group.
The net profits before the impact of taxes related to the second pillar reached 6.4 billion riyals (1.3 billion US dollars), an increase of 11% over the period ending on March 31, 2024. Officer income increased by 6% to 11.0 billion riyals (3.0 billion US dollars), which reflects the success of the QNB group in maintaining strong and sustainable growth in various sources of income.
The total assets amounted to 1,324 billion riyals (364 billion US dollars), an increase of 7% over the period ending March 31, 2024. The main source of the growth of the total assets was loans and predecessors that grew by 9% to 947 billion riyals (260 billion US dollars). The flow of various deposits also helped to increase customer deposits to 930 billion riyals (256 billion US dollars), an increase of 6% over the period ending March 31, 2024.
The efficiency rate (the cost to income rate) stabilized at 22.7%, which is one of the best percentages among large financial institutions in the Middle East and Africa.
The non -operating loan rate as a percentage of the total loan portfolio reached 2.8% as on March 31, 2025, which is among the lowest rates on the scale of the main banks in the Middle East and Africa, which reflects the high quality of the loan portfolio and the effectiveness of credit risk management policy. The non -operating loan coverage rate was 100%, which reflects the continuation of the conservative approach adopted by the group towards non -loose loans.
The total number of shareholders ’rights increased to 114 billion Qatari riyals (31 billion US dollars), an increase of 8% over the period ending March 31, 2024. The return on the stock reached 0.43 Qatari riyals (0.12 USD).
The percentage of capital adequacy (CAR) reached 19.3%, as on March 31, 2025. The liquidity coverage rate and a stable net financing rate reached 160% and 105%, respectively. These lineage is higher than the minimum regulatory requirements of Qatar Central Bank and the third Basel Committee.
The QNB group is located in more than 28 countries across three continents, and more than 31,000 employees operate through 900 sites and more than 5,000 ATMs.
